FAQ

Frequently asked questions about accounting:

1. Can I take advantage of subsidies when opening a business?
Yes, when starting a business, you can submit an application to the District Labor Office and receive funds there to start a business. You can also use the help of foundations - many of them have various aid programs.

2. Can I open a business online?
Yes, I can open it online. However, please remember that we must have a qualified signature or a trusted profile.

3. Do I have to make an entry at the City Hall (Commune Office)?
Entry in the business activity register can be made at any City Hall (Commune Office) throughout Poland.

4. Do I have to have a stamp?
There is no such obligation, but it will be very difficult to handle many matters, e.g. banking matters.

5. Do I have to have a bank account only for business activities?
Currently, the Tax Office has the ability to verify both private (ROR) and company bank accounts. Therefore, it is best to separate private matters from business matters. If the taxpayer is a VAT payer, he or she is obliged to have a company account.

6. How do I inform the Tax Authority about the company account number?
We make the entry in CEIDG (e.g. via biznes.gov.pl), where we enter the bank account number related to the business activity.

7. If I have several business accounts, do I have to report them all?
Yes, the taxpayer must report all bank accounts, both in Poland and in other countries. The report also covers accounts held in foreign currencies.

8. Can I be on reduced ZUS?
In principle, yes (for the first six months, the taxpayer only pays the health insurance contribution), but people who will carry out orders for their ex are excluded from the reduced ZUS. employer or 60 months have not passed since the closure (suspension) of the previous activity.

9. Can I insure my children or spouse through my company?
Yes, children are insured by one of their parents, to register, you only need the child's PESEL number. The situation is similar with a non-working spouse.

10. If I am on a lump sum payment, do I have to be subject to VAT?
Sometimes being a VAT payer is obligatory from the first transaction, e.g. sale of excise goods.

11. I'm going to work abroad. What documents do I need?
Entry in the register translated into English, A1 document, and EHIC card.

12. How to register for VAT?
To register for VAT, you must submit a VAT-R document. The Tax Office has about 30 days to make the entry.

13. Can I register for VAT only for activities within the European Union?
Yes, I also need to submit a VAT-R. You can check your taxpayer status at https://ec.europa.eu/taxation_customs/vies/#/vat-validation

14. When to register as a VAT payer?
From September 1, 2019, the list of goods and services sold that cannot benefit from exemptions has significantly expanded. This is regulated by Art. 113 section 13 of the VAT Act and these include:
• Goods sold online belonging to the following groups: cosmetics and toiletries; computers, electronic and optical products; electrical appliances and non-electric household appliances.
• Wholesale and retail sale (stationary and online) of parts for motor vehicles and motorcycles.
• Debt collection services, including factoring.
• Legal services, in the field of consulting and jewelry.
Of course, you should always keep up to date with the regulations to check whether the catalog above. goods and services have not changed. Especially when opening a new business or changing the PKD codes of an existing company. Exclusions from exemption may change at any time, so you need to be careful and check whether the legislator has prepared any surprises for you.

15. What do you think, is it worth taking advantage of the VAT exemption in my case?
Each case should be analyzed individually. It all depends on the industry, the number of documents, and potential recipients.

16. If I exceed PLN 200,000.00 in turnover, do I have to become a VAT payer?
Yes, after exceeding PLN 200,000.00 in turnover, the taxpayer is obliged to register for VAT. This registration must be made on the day the above-mentioned limit is exceeded. limit.

17. Will it be possible to settle accounts with your spouse and take advantage of tax relief?
If you have chosen a lump sum tax on registered income or a flat tax, unfortunately you cannot settle accounts with your spouse. Only under general rules can you use joint settlement. However, you can take advantage of certain tax reliefs (if you are on a lump sum or flat tax).

18. Can I run a business from a house/apartment?
Yes, provided that you are the owner or co-owner of the property.

19. Can I employ employees if I am on a lump sum payment?
Yes, I can employ employees on a lump sum basis, both under an employment contract and a mandate contract.